BC Home Owner Grant Calculator

Estimate your 2026 home owner grant, see how much a value over the threshold reduces it, and check whether you qualify for the larger additional grant.

Free, nothing to sign up for Runs in your browser Not affiliated with the Province of BC

Grant estimate

Assessed value of your home ($)

From your BC Assessment notice. For a home with a business or farm on the same lot, the province may use a partitioned value instead.

Where is the home? Metro Vancouver, Capital Regional District, or Fraser Valley Regional District Anywhere else in BC (northern and rural areas)

Do you qualify for the additional grant?

Seniors 65 or older this year, veterans, persons with a disability, people living with a spouse or relative with a disability, and some surviving spouses or relatives. Check the rules.

No Yes

Your property tax before the grant ($) (optional)

Lets us apply the rule that you must still pay at least $350 ($100 with the additional grant).

2026 amounts

Area	Regular	Additional
Metro Van, Capital, Fraser Valley	$570	$845
Northern and rural	$770	$1,045

Threshold: $2,075,000. Above it, the grant drops by $5 for every $1,000 of value.

Changing in 2027

From January 1, 2027, the regular grant is $570 everywhere in BC, including northern and rural areas, because the extra $200 northern and rural amount ended with the carbon tax. The 2027 threshold is usually announced in early January.

How the home owner grant works

The home owner grant lowers the property tax you pay on your principal residence. It is not automatic. You claim it each year, either through your municipality (usually online or with your tax notice) or through the province if you live in a rural area.

Who can claim it

You must own the home, live in it as your principal residence, and be a Canadian citizen or permanent resident living in BC. The additional grant is for owners who are 65 or older this year, veterans, persons with a disability, and a few related cases.

The threshold

The full grant applies when your home is assessed at $2,075,000 or less. Above that, it shrinks by $5 for every $1,000 of value. At this rate, the regular grant reaches zero at $2,189,000 in Metro Vancouver, the Capital Region and the Fraser Valley, and at $2,229,000 elsewhere. The additional grant reaches zero at $2,244,000 and $2,284,000.

The minimum tax rule

The grant can't bring your bill below $350, or $100 if you get the additional grant. If your tax is low, your grant is limited to whatever is left above that minimum.

Grant or deferment?

They work together. You claim the grant first, then you can defer what's left of your tax if you qualify. Use the deferment check to see whether you're eligible and what deferring would cost.

How to claim on gov.bc.ca →

This is a free educational estimate, not tax advice. We are not affiliated with the Province of British Columbia. Grant amounts and eligibility are decided by the province.

Last reviewed: October 2026. Sources: gov.bc.ca: Home owner grant, gov.bc.ca: Apply for the grant.